As a Cheap Sniveler, I have discovered that having the right tool, and knowing how to use it, can save me huge amounts of my hard earned money. Whether it be saving an appliance from the trash (what would it cost you to replace it?) doing a home improvement project (what would a contractor charge?), or changing your own oil, (about $30 on up if your mechanic does it) buying tools and maintaining a tool kit is defiantly an investment that will pay for itself many times over. Besides that, if you are reading this blog, there will be some money saving projects here that you can do. Even if you are convinced you can't fix anything, even if your the type would rather pay someone to do it for you, you should always own at least some basic tools. Even if its only 2 screwdrivers, a pair of pliers, and a hammer, it is worthwhile to have tools around. If you're not handy with tools, you may have a friend or family member who, upon seeing your half finished project, will declare "I can fix that!"